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Family Defender®

Say 'No' to Expensive Attorney Fees With the Family Defender®

Who is Covered?

Employees and their families – coverage stops when dependent child reaches age 26 or if married – are covered for all their personal legal needs.

Covered legal services include, but are not limited to:

Civil Litigation

Plaintiff or Defendant
Administrative Hearings
Small Claims
Name Change
Civil Injunctions
Landlord/Tenant Matters as Tenant
Consumer-Seller Protection
- Consumer Protection Matters
- Personal Property Protection
Trial Coverage up to $15,000

Family Law*+

Uncontested Divorce
Contested Divorce
Annulments
Spousal Support
Paternity Action
Child Support/Custody
Post-Decree Enforcement Action
Post-Decree Modification Action
Equitable Distribution of Marital Assets

Other Family Law

Pre/Postnuptial Agreements
Domestic Adoption
Domestic Violence
Elder Law Matters

Immigration

Visa Extension
Naturalization
Deportation (Removal)

Traffic Violations

Moving Traffic Violations
First Offense DUI
License Revocation & Suspension

Real Estate Transactions

Purchase/Sale of Primary Residence including review/preparation of Purchase Agreement, Mortgage and Deed, & attorney attendance at closing
Refinancing of Primary Residence
Real Estate Disputes
Neighbor Disputes

Discounted Benefits

QDRO – $400 flat rate discounted fee paid by Member
Pre-existing & Non-covered (except excluded matters) – 33.3% discounted rate

Criminal Law

Misdemeanor Defense
Juvenile Defense
Habeas Corpus

Estate Planning

Living Will
Powers of Attorney
Wills & Testamentary Trusts for Minors
Codicils
Estate Administration/Probate
Uncontested Guardianship or Conservatorship

Financial Matters

Debt Collection
Garnishment Defense
IRS Audit Protection
Foreclosure+
Limiting Creditor Harassment
Ch. 7 & 13 Bankruptcy+

Contingency Matters**

Personal Injury
Auto Accidents
Slip and Fall
Medical Malpractice

Document Preparation & Review

Demand Letters
Quit Claim Deeds
Personal Affidavit
Promissory Note
Bill of Sale
Personal Contract
Lessee Agreement

Other Legal Matters

Insurance Law
Standard Business Incorporation

Value Added Services

Online Legal Library
DIY Legal Documents
24/7 Emergency Line
Identity Theft Restoration Program
Financial Coaching
Tax Coaching
Discounted Tax Return Preparation
Mobile App

*Contested matters subject to 12-hour limitation, discount thereafter.

**First $1,000 exempt from fee. Subject to State and Federal Statutes.

+120-day waiting period waived

Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33.3% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.

Financial Wellness Suite

Benefit offered to Family Defender® and CDL Defender® Members

Now powered by

Best Money Moves is an award-winning financial wellness platform that works with your legal plan to help you make better decisions about your money.

Your personal Money Coach works directly with you on the following:

Tax Preparation and Consultation

Personal Tax Return Preparation (State and Federal tax form preparation for $195)
Unlimited telephone and email advice and consultation on federal tax matters
Free review of your prior year’s tax return

Financial Crisis Manager

Professional, unbiased, confidential, trustworthy
Certified experts in budgeting, debt management, financial planning, and more
No sales environment – focus on helping you with financial goals, challenges, and life events
Help increase savings, lower debts, improve credit, and decrease financial stress
Telephonic consultations to save you time and money

Financial Advising Topics

3-5 minute comprehensive financial wellness assessment
Book a telephone or Zoom meeting with a financial professional to review your assessment, questions and concerns
Review tailored education based on your individual assessment plus, group webinars hosted and other educational opportunities
Financial planning resources for major life events including, income, investment, tax, healthcare, legacy and estate, and retirement planning

Financial Education

1,000+ pieces of written and video content
Interactive journeys, tools and calculators
Budgeting module that helps you set savings goals
Webinars with money experts let you ask your questions

Your Financial Wellness Suite Dashboard

The Best Money Moves interactive dashboard makes it easier than ever to help you on your journey to financial freedom.

Easily access with single sign on (SSO) through your USL Member Portal
Confidential online interaction with your Financial Crisis Manager
Privacy Promise – personal information is NEVER shared or sold
Track your financial well-being score over time and review personalized content, resources, and tools based on your unique interactions within the dashboard

Plan & Pricing

$21.50 (Family Coverage)

$18.75 (Individual Coverage)

How To Enroll

Click the button below to enroll!

Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.

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