BMW Group
A Proud Partner of U.S. Legal Services
Find Your Perfect Plan
Family Defender™
Best for: Individuals or families seeking everyday protection
Who’s Covered: Member, Spouse/Domestic Partner, and unmarried dependents up to age 26.
Family Defender™ Monthly cost:
$14.75/mo
What's Covered:
Civil Litigation
- Plaintiff or Defendant
- Administrative Hearings
- Small Claims
- Name Change
- Landlord/Tenant as Tenant
Consumer-Seller Protection
- Consumer Protection
- Personal Property Protection
Contingency Matters**
- Personal Injury
- Medical Malpractice
Criminal Law
- Misdemeanor Defense
- Juvenile Defense
- Habeas Corpus
Document Preparation & Review
- Demand Letters
- Quit Claim Deeds
- Personal Affidavit
- Promissory Note
- Bill of Sale
- Personal Contract
- Lease Agreement
Estate Planning
- Wills & Testamentary Trusts for Minors
- Codicils
- Powers of Attorney
- Living Will
- Estate Administration/Probate
Family Law (Contested* / Uncontested)+
- Divorce
- Annulments
- Spousal Support
- Paternity Action
- Child Support/Custody
- Post-Decree Enforcement Action
- Post-Decree Modification
- Equitable Distribution of Marital Assets
Family Law (Other)
- Pre/Postnuptial Agreements
- Domestic Adoption
- Domestic Violence
Financial Matters
- Debt Collection
- Garnishment Defense
- IRS Audit Protection
- Foreclosure+
- Ch. 7 & 13 Bankruptcy+
Immigration
- Visa Extension
- Naturalization
- Deportation (Removal)
Other Legal Matters
- Uncontested Guardianship or Conservatorship
- Elder Law for Parents
- Insurance Law
- Standard Business Incorporation
Real Estate Transactions
- Purchase of Primary & Secondary Residence
- Sale of Primary & Secondary Residence
- Refinancing of Primary & Secondary Residence
- Attorney Attendance at Closing
- Review and/or Preparation of Purchase Agreement, Mortgage, and Deed
Traffic Violations
- Moving Traffic Violations
- First Offense DUI
- License Revocation & Suspension
Discounted Benefits
- All other pre-existing or non-covered issues – 33% discounted fees (except excluded issues)
Total Wellness Suite
Included with Family Defender™
Financial Wellness Suite
- Personalized financial insights and tools
- Private 3–5 minute financial evaluation
- Access to certified financial experts
Tax Coaching & Preparation
- Telephone consultations for tax-related concerns
- Tax preparation at a reduced rate of $195
- Complimentary review of previous year’s return
Member Resources
- Online Member Portal for access to important plan information
- On-the-go access and support through the mobile app
- Legal Document Library & DIY Forms
- Access to 10,000+ state-specific legal articles and documents, including wills, POAs, bills of sale, and more.
Perks Program
- Enjoy perks, rewards, and discounts on 1,000s of brands you love in a variety of categories, including, but not limited to: Travel • Entertainment • Restaurants • Tickets • Electronics • Health & Wellness • Beauty & Spa
Identity Theft Restoration Program
- Creditor and bureau notification
- Credit file review
- Dedicated case management until resolution
How To Use Your Legal Services Membership
To use your legal benefit, call the Member Care Team at 800-356-LAWS. The Member Care Representative will verify your Member # and ascertain a brief description of your legal matter in order to assign the appropriate attorney to service your legal need. The Representative will provide you with the name and phone number of the requested attorney for you to set up an appointment at your convenience. Follow up calls will be conducted to ensure contact with the attorney has been made and that no further assistance is required. You may also refer to the Welcome Letter you received when you enrolled, typically by email, for further instructions on how to use your plan, as well as your Member # and U.S. Legal contact information.
Frequently Asked Questions
How often can I use these services?
Consultation, preventative law, legal advice, correspondence and negotiations are provided without limitation at the Plan Attorney’s office. Some limitations and exclusions may apply to some determined benefits. Refer to your policy certificate for specific coverage descriptions.
Will this Plan cover me if I must go to court?
Yes, the Plan offers representation for defense of most criminal and civil matters. If a trial is involved, you will be responsible for court costs, filing fees and other incidental fees mandated by the state.
What types of traffic violations does the Plan cover?
The Plan includes the provision of legal services for all non-criminal, moving traffic violations.
Will there be any out-of-pocket fees charged to me when I use the services under the Plan?
Attorney’s fees are covered for all covered legal matters within the policy limitations. You will be responsible for any costs, filing fees or fines imposed by the court. Costs are not services that the attorney provides.
Does it cover the members of my family?
Yes, the low monthly rate covers the associate, their spouse, and all eligible dependent children.
Who will my attorney be?
U.S. Legal contracts with attorneys, both locally and nationwide, to handle all legal matters for members who participate in the Plan. Members have the option of choosing a network attorney that best suits their needs, however, we encourage members to contact our trained team to ascertain the information and assist in the attorney assignment. A directory of Network Attorneys will be available in your online Member Portal.
Will I be able to use my own attorney, if I wish?
Yes. U.S. Legal offers out-of-network reimbursement on covered legal matters. We will also make best efforts to recruit the attorney so that associates can receive maximum benefit.
How To Enroll
You can enroll on your company’s benefit platform. Please contact your Human Resources/Benefits Department with any questions regarding your enrollment platform.
Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.
Family Defender™ Limitations & Exclusions
*Contested: subject to 12-hour limitation. / **First $1,000 exempt from fee. / +Subject to 120-day waiting period.
Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.