Table of Contents

IBEW System Council U-8

Family DefenderÂŪ

Say 'No' to Expensive Attorney Fees With the Family DefenderÂŪ
Who is Covered?

Member, Spouse/Partner, and unmarried dependents up to age 26.

Covered legal services include, but are not limited to:
  • Plaintiff or Defendant
  • Administrative Hearings
  • Small Claims
  • Name Change
  • Civil Injunctions
  • Landlord/Tenant Matters as Tenant
  • Consumer-Seller Protection
    • Consumer Protection Matters
    • Personal Property Protection
  • Trial Coverage up to $15,000
  • Uncontested Divorce
  • Contested Divorce
  • Annulments
  • Spousal Support
  • Paternity Action
  • Child Support/Custody
  • Post-Decree Enforcement Action
  • Post-Decree Modification Action
  • Equitable Distribution of Marital Assets
  • Pre/Postnuptial Agreements
  • Domestic Adoption
  • Domestic Violence
  • Elder Law Matters
  • Visa Extension
  • Naturalization
  • Deportation (Removal)
  • Moving Traffic Violations
  • First Offense DUI
  • License Revocation & Suspension
  • Purchase/Sale of Primary Residence including review/preparation of Purchase Agreement, Mortgage and Deed, & attorney attendance at closing
  • Refinancing of Primary Residence
  • Real Estate Disputes
  • Neighbor Disputes
  • QDRO – $400 flat rate discounted fee paid by Member
  • Pre-existing & Non-covered (except excluded matters) – 33.3% discounted rate
  • Misdemeanor Defense
  • Juvenile Defense
  • Habeas Corpus
  • Living Will
  • Powers of Attorney
  • Wills & Testamentary Trusts for Minors
  • Codicils
  • Estate Administration/Probate
  • Uncontested Guardianship or Conservatorship
  • Debt Collection
  • Garnishment Defense
  • IRS Audit Protection
  • Foreclosure+
  • Limiting Creditor Harassment
  • Ch. 7 & 13 Bankruptcy+
  • Personal Injury
  • Auto Accidents
  • Slip and Fall
  • Medical Malpractice
  • Demand Letters
  • Quit Claim Deeds
  • Personal Affidavit
  • Promissory Note
  • Bill of Sale
  • Personal Contract
  • Lessee Agreement
  • Insurance Law
  • Standard Business Incorporation
  • Online Legal Library
  • DIY Legal Documents
  • 24/7 Emergency Line
  • Identity Theft Restoration Program
  • Financial Coaching
  • Tax Coaching
  • Discounted Tax Return Preparation
  • Mobile App

*Contested matters subject to 12-hour limitation, discount thereafter.

**First $1,000 exempt from fee. Subject to State and Federal Statutes.

+Subject to 120-day waiting period

Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33.3% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.

Financial Wellness Suite

Benefit offered to Family DefenderÂŪ and CDL DefenderÂŪ Members
Now powered by
Best Money Moves is an award-winning financial wellness platform that works with your legal plan to help you make better decisions about your money.
Your personal Money Coach works directly with you on the following:
  • Personal Tax Return Preparation (State and Federal tax form preparation for $195)
  • Unlimited telephone and email advice and consultation on federal tax matters
  • Free review of your prior year’s tax return
  • Professional, unbiased, confidential, trustworthy
  • Certified experts in budgeting, debt management, financial planning, and more
  • No sales environment – focus on helping you with financial goals, challenges, and life events
  • Help increase savings, lower debts, improve credit, and decrease financial stress
  • Telephonic consultations to save you time and money
  • 3-5 minute comprehensive financial wellness assessment
  • Book a telephone or Zoom meeting with a financial professional to review your assessment, questions and concerns
  • Review tailored education based on your individual assessment plus, group webinars hosted and other educational opportunities
  • Financial planning resources for major life events including, income, investment, tax, healthcare, legacy and estate, and retirement planning
  • 1,000+ pieces of written and video content
  • Interactive journeys, tools and calculators
  • Budgeting module that helps you set savings goals
  • Webinars with money experts let you ask your questions

Your Financial Wellness Suite Dashboard

The Best Money Moves interactive dashboard makes it easier than ever to help you on your journey to financial freedom.
  • Easily access with single sign on (SSO) through your USL Member Portal
  • Confidential online interaction with your Financial Crisis Manager
  • Privacy Promise – personal information is NEVER shared or sold
  • Track your financial well-being score over time and review personalized content, resources, and tools based on your unique interactions within the dashboard

Identity DefenderÂŪ

Protect your Money and Your Reputation with Identity DefenderÂŪ
Powered by

The Identity Theft Embedded Enhanced Fully Managed Program is a confidential and easily accessible service that provides an administrative structure for dealing with identity theft. By simply contacting Member Care, each member has access to fully managed identity theft restoration and monitoring services that will be supported as necessary by a Certified Fraud Examiner (CFE) and a Certified Identity Theft Risk Management Specialist.

Who is Covered?

Member, Spouse/Partner, and unmarried dependents up to age 26.

Covered services include, but are not limited to:
  • Compromised Credentials
  • Account Takeover
  • Address
  • Bank Account Number
  • Debit Card Account
  • Credit Card Account
  • Driver’s License
  • eMail
  • Medical Insurance ID
  • Passport Number
  • Phone Number
  • Social Security Number
  • Inappropriate Activity
  • Hacked Account
  • Impersonation Accounts
  • Scams, Malware and Phishing
  • 24/7 U.S. Customer Support
  • Online Resources: Forms, Calculators, and Other Tools
  • Junk Mail Opt Out
  • Solicitation Call Opt Out
  • Two-Factor Authentication
  • Apple and Android
  • Mobile Attack Control
  • Mobile VPN
  • Instant Credit Inquiry Alerts
  • 1 Bureau Credit Report Monitoring
  • 1 Bureau Quarterly Credit Report & Score
  • Credit Score Simulator
  • Monthly Credit Score Tracker
  • Manage Credit Freeze
  • Fraud Alert Reminders
  • Identity Threat Alerts
  • Medical ID Fraud Protection
  • Change of Address Monitoring
  • Court Records Monitoring
  • Smart SSN Tracker
  • Lost Wallet Protection
  • White-Glove Identity Restoration
  • Pre-Existing Theft Restoration
  • Ransomware Resolution
  • $25K Ransomware Reimbursement
  • $1 Million Identity Theft Insurance

ProDriver DefenderÂŪ

Protect your license and your livelihood
Who is Covered?

Professional Driver coverages are limited to policyholder and spouse. All other coverages are available to policyholder, spouse, and dependent children up to age 18, 23 if a full-time student.

Covered legal services include, but are not limited to:
  • Moving Traffic Violations
  • Major Accident Representation
  • License Revocation & Suspension
  • Fine Reimbursement Alternate
  • Driver/spouse in personal or professional vehicle
  • Plaintiff or Defendant
  • Administrative Hearings
  • Small Claims
  • Name Change
  • Civil Injunctions
  • Landlord/Tenant Matters as Tenant
  • Consumer-Seller Protection
    • Consumer Protection Matters
    • Personal Property Protection
  • Trial Coverage up to $15,000
  • Uncontested Divorce
  • Contested Divorce
  • Annulments
  • Spousal Support
  • Paternity Action
  • Child Support/Custody
  • Post-Decree Enforcement Action
  • Post-Decree Modification Action
  • Equitable Distribution of Marital Assets
  • Pre/Postnuptial Agreements
  • Domestic Adoption
  • Domestic Violence
  • Elder Law Matters
  • Visa Extension
  • Naturalization
  • Deportation (Removal)
  • Moving Traffic Violations
  • First Offense DUI
  • License Revocation & Suspension
  • Purchase/Sale of Primary Residence including review/preparation of Purchase Agreement, Mortgage and Deed, & attorney attendance at closing
  • Refinancing of Primary Residence
  • Real Estate Disputes
  • Neighbor Disputes
  • QDRO – $400 flat rate discounted fee paid by Member
  • Pre-existing & Non-covered (except excluded matters) – 33.3% discounted rate
  • Misdemeanor Defense
  • Juvenile Defense
  • Habeas Corpus
  • Living Will
  • Powers of Attorney
  • Wills & Testamentary Trusts for Minors
  • Codicils
  • Estate Administration/Probate
  • Uncontested Guardianship or Conservatorship
  • Debt Collection
  • Garnishment Defense
  • IRS Audit Protection
  • Foreclosure+
  • Limiting Creditor Harassment
  • Ch. 7 & 13 Bankruptcy+
  • Personal Injury
  • Auto Accidents
  • Slip and Fall
  • Medical Malpractice
  • Demand Letters
  • Quit Claim Deeds
  • Personal Affidavit
  • Promissory Note
  • Bill of Sale
  • Personal Contract
  • Lessee Agreement
  • Insurance Law
  • Standard Business Incorporation
  • Moving Traffic Violations
  • Online Legal Library
  • DIY Legal Documents
  • 24/7 Emergency Line
  • Identity Theft Restoration Program
  • Financial Coaching
  • Tax Coaching
  • Discounted Tax Return Preparation
  • Mobile App

*Contested matters subject to 12-hour limitation, discount thereafter.

**First $1,000 exempt from fee. Subject to State and Federal Statutes.

+Subject to 120-day waiting period

Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33.3% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.

Plans & Pricing

$18.75 per month plus $2.00 processing fee

$12.95 per month plus $2.00 processing fee

$24.75 per month plus $2.00 processing fee

$28.70 per month plus $2.00 processing fee

$34.70 per month plus $2.00 processing fee

How To Enroll

Click the button below to enroll!

Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.

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