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UTBA/Capitol Group

CDL DefenderÂŪ

Protect your license and your livelihood
Who is Covered?

Driver and spouse are covered in both their personal cars and professional vehicles.

Covered citations include, but are not limited to:
  • Speeding
  • Reckless Driving
  • Careless Driving
  • Improper Lane Use
  • Failure to Control
  • Failure to Yield
  • Following Too Closely
  • Improper Passing
  • Negligent Driving
  • Major Accident Representation
  • Incomplete Logbook
  • Inaccurate Logbook
  • Exceeding Hours of Service
  • Driver Vehicle Inspection Reports
  • Inoperative Headlamps
  • Inadequate Brake System
  • Overlength
  • Overweight
  • Tire Tread
  • Unsecure Load
  • Windshield Conditions
  • Invalid Placard
  • Container Leakage
  • No Medical Card
  • Driver Disqualified
  • Driving Without CDL
  • Creation of Business
  • Divorce
  • Child Support or Custody Issues
  • Creating a Will
  • Wage Garnishment
  • Bankruptcy
  • Immigration
  • Misdemeanors and Expungement
  • And Much More
  • DataQ Challenges
  • Online Legal Library
  • DIY Legal Forms
  • 24/7 Emergency Line
  • Identity Theft Restoration Program
  • Financial Wellness Suite
  • Discounted Tax Preparation
  • Mobile App

*Driver, spouse, and dependent children up to age 18, 23 if a full-time student, receive a consultation and 33.3% discount off attorney’s fees for non-CDL, personal legal matters. Pre-existing and non-covered, non-excluded CDL matters also covered at the 33.3% discounted rate.

Attorney’s fees are paid in full for all covered citations when you utilize a Network Attorney. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.

CDL DefenderÂŪ Co-Pay

Protect your license and your livelihood
Who is Covered?

Driver and spouse are covered in both their personal cars and professional vehicles.

Covered citations include, but are not limited to:
  • Pointable, non-criminal, moving traffic violations.
  • Examples:
    • Speeding
    • Reckless Driving
    • Careless Driving
    • Improper Lane Use
    • Failure to Control
    • Failure to Yield
    • Following Too Closely
    • Improper Passing
    • Negligent Driving
  • Includes DataQ, if eligible.
  • Examples:
    • Incomplete Logbook
    • Inaccurate Logbook
    • Exceeding Hours of Service
  • Includes DataQ, if eligible.
  • Examples:
    • Driver Vehicle Inspection Reports
    • Inoperative Headlamps
    • Inadequate Brake System
    • Overlength
    • Overweight
    • Tire Tread
    • Unsecure Load
    • Windshield Conditions
  • Includes DataQ, if eligible.
  • Examples:
    • Invalid Placard
    • Container Leakage
  • Includes DataQ, if eligible.
  • Example:
    • No Medical Card
  • Includes DataQ, if eligible.
  • Felony charges due to a serious traffic accident:
    • Involuntary Manslaughter
    • Manslaughter
    • Negligent Homicide
    • Vehicular Manslaughter
  • 25% discount off attorney’s normal hourly rate
  • 2.5 hours of legal representation for the following:
    • Denial of a CDL
    • Cancellation of your CDL
    • Suspension or revocation of your CDL
  • 25% discount after 2.5 hours have been utilized, if additional time required.
  • Divorce
  • Child Support or Custody Issues
  • Creating a Will
  • Wage Garnishment
  • Bankruptcy
  • Immigration
  • Misdemeanors and Expungement
  • And Much More
  • DataQ Challenges
  • Online Legal Library
  • DIY Legal Forms
  • 24/7 Emergency Line
  • Identity Theft Restoration Program
  • Financial Wellness Suite
  • Discounted Tax Preparation
  • Mobile App

*Driver, spouse, and dependent children up to age 18, 23 if a full-time student, receive a consultation and 25% discount off attorney’s fees for non-CDL, personal legal matters. Pre-existing and non-covered, non-excluded CDL matters also covered at the 25% discounted rate.

Attorney’s fees are paid in full for all covered citations when you utilize a Network Attorney. Coverage does not include fines, court costs, or other incidentals relating to the legal matter.

Financial Wellness Suite

Now powered by
Best Money Moves is an award-winning financial wellness platform that works with your legal plan to help you make better decisions about your money.
Your personal Money Coach works directly with you on the following:
  • Personal Tax Return Preparation (State and Federal tax form preparation for $195)
  • Unlimited telephone and email advice and consultation on federal tax matters
  • Free review of your prior year’s tax return
  • Professional, unbiased, confidential, trustworthy
  • Certified experts in budgeting, debt management, financial planning, and more
  • No sales environment – focus on helping you with financial goals, challenges, and life events
  • Help increase savings, lower debts, improve credit, and decrease financial stress
  • Telephonic consultations to save you time and money
  • 3-5 minute comprehensive financial wellness assessment
  • Book a telephone or Zoom meeting with a financial professional to review your assessment, questions and concerns
  • Review tailored education based on your individual assessment plus, group webinars hosted and other educational opportunities
  • Financial planning resources for major life events including, income, investment, tax, healthcare, legacy and estate, and retirement planning
  • 1,000+ pieces of written and video content
  • Interactive journeys, tools and calculators
  • Budgeting module that helps you set savings goals
  • Webinars with money experts let you ask your questions

Your Financial Wellness Suite Dashboard

The Best Money Moves interactive dashboard makes it easier than ever to help you on your journey to financial freedom.
  • Easily access with single sign on (SSO) through your USL Member Portal
  • Confidential online interaction with your Financial Crisis Manager
  • Privacy Promise – personal information is NEVER shared or sold
  • Track your financial well-being score over time and review personalized content, resources, and tools based on your unique interactions within the dashboard

Plans & Pricing

$7.61 per driver per week

$2.99 per driver per week

How To Enroll

Enrollment is done through UTBA by phone: (877) 472-5541.
Call to Enroll

Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.

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