Always-on identity protection for you and your family.
Your identity is part of everything you do, and when it's threatened, the impact is immediate. A suspicious alert. A charge you don't recognize. A sinking feeling that something isn't right.
Identity Defender™ from U.S. Legal Services was built for those moments, combining always-on monitoring with real human support to help you detect threats early, respond quickly, and fully restore your identity if fraud occurs.
For less than the cost of a cup of coffee a day, you can protect your identity, your credit, and your family without worrying about navigating recovery alone.
Why families choose Identity Defender®
Feature Highlights:
- Always-On Monitoring. Continuous scanning of your personal information across credit bureaus, dark web databases, and financial accounts.
- Expert Restoration. If fraud happens, a dedicated specialist takes over. They handle credit bureaus, financial institutions, and dispute resolution on your behalf.
- Real-Time Alerts. Get notified the moment suspicious activity is detected via email, text, or mobile app. No waiting, no guessing.
- Identity Theft Insurance. Up to $1M (Gold) or $2M (Platinum) in coverage for restoration expenses, including legal fees and lost wages.
- Mobile App + VPN. Manage your plan, get alerts, and browse securely on the go.
Coverage for life's real threats.
Credit Monitoring
Tracks changes across major credit bureaus. New accounts, hard inquiries, and score changes trigger instant alerts.
Dark Web Surveillance
Scans underground marketplaces for your Social Security number, email addresses, phone numbers, and financial credentials.
SSN & Identity Alerts
Detects when your SSN is used to apply for credit, open accounts, or increase credit limits. Stops impersonation early.
Bank & Financial Monitoring
Watches for unauthorized transactions, new account openings, and suspicious changes across your linked financial accounts.
Data Breaches & Scams
Keep in the know about big-name data breaches and new scams to be mindful of.
Full-Service Restoration
A dedicated specialist manages your entire recovery, from disputes and police reports to restoring your credit.
How the Identity Defender™ plan works
Step 1 — Enroll
Choose your plan online or through your employer’s benefits program.
Step 2 — Activate
Set up your monitoring profile with the personal information you want protected.
Step 3 — Monitor
Your identity is scanned continuously. Alerts come to you in real time via email, text, or mobile app.
Step 4 — Restore
If fraud is detected, a dedicated specialist steps in to manage your full recovery.
Choose the coverage that fits your life.
Every family is different. That’s why Identity Defender® offers flexible plan options, so you only pay for what you need.
What‑ifs, covered
What happens if my identity is stolen?
A dedicated restoration specialist is assigned to your case immediately. They manage the entire recovery process, including filing disputes with credit bureaus, contacting financial institutions, placing fraud alerts, and working with law enforcement if needed. You are never left to handle it alone.
How quickly will I be notified about suspicious activity?
Alerts are sent in real time. When our monitoring systems detect suspicious activity tied to your personal information, you receive a notification immediately via your preferred method (email, text, or app). Early detection is the single most important factor in minimizing damage.
What does the identity theft insurance cover?
The insurance covers eligible expenses incurred during the identity restoration process. This includes legal fees, lost wages due to time spent resolving theft, costs for re-filing documents, notary and mailing expenses, and other out-of-pocket costs directly tied to recovering your identity.
How is this different from the free monitoring my bank provides?
Keep tomorrow on track.
Make one confident move. Understand your options and avoid surprise costs on covered services. Manage it all online or in the app, with support when you need it.