Real legal protection for your college student.
College comes with legal stuff nobody warns you about. Now there's a plan for it.
A Title IX complaint, an academic-misconduct accusation, the day they turn 18 and you lose access to their records, and yes, the lease and the ticket too. College Defender puts real attorneys in your family’s corner and pays your attorney fees on covered matters, with no copays, no claim forms, and no surprise attorney fees. One simple plan, built for parents.
One plan, $38.60 a month. Cancel anytime.
Built by a name families have trusted since 1974.
Real attorneys, not a hotline.Your student connects with a qualified attorney from a nationwide network, not a chatbot and not a form.
100% of covered attorney fees paid. No copays. No claim forms. No hidden attorney bills.
Fifty years of protecting families.U.S. Legal Services has helped hardworking families handle life’s legal moments since 1974.
Why parents choose College Defender
Because the scariest part of sending them off is the part you can’t control.
You taught them well and packed them up. But you can’t be in the room for a conduct hearing, you can’t make the school keep talking to you once they turn 18, and you can’t be there for the late-night call. College Defender makes sure a real attorney is on your student’s side when it counts.
Feature list:
- Real attorneys, real representation. A qualified attorney from a nationwide network handles covered matters, not just advice on a screen.
- 100% of covered attorney fees paid. No copays, no deductibles, no claim forms, no hidden attorney costs.
- Built for parents, owned by your student. You buy the plan and handle billing. Your student is the policyholder and the one who contacts the attorney. You stay involved beyond billing with your student’s consent.
- One simple plan. No tiers to decode.
Coverage for what college actually brings.
College life comes with more legal moments than anyone expects. College Defender covers the ones that can change everything, and the everyday ones too.
Campus Conduct and Title IX
Real-attorney support for disciplinary hearings, Title IX complaints, and student-code violations. A campus hearing isn't a courtroom, and your student shouldn't face the school alone.
Academic Misconduct, including AI accusations
Representation for academic-integrity cases, including the growing wave of students accused of using AI on work they wrote. The accusation alone can risk suspension or expulsion.
Records and Authority (FERPA, HIPAA, POA)
A document package that keeps your family able to help once your student turns 18: access to education records, the ability to step in on health information, and power of attorney, all with your student's consent.
Housing and Leases
Lease review, landlord and roommate disputes, security deposit fights, and the first-apartment problems nobody prepares for.
Alcohol and Criminal Matters
Representation for minor in possession, fake ID, disorderly conduct, misdemeanors, DUI, and traffic tickets.
Identity and Consumer Protection
Help with scams, identity theft, debt collection, and contract disputes that target students.
How College Defender works
Getting legal help shouldn’t be one more thing to figure out. We made it simple.
Step 1 — Enroll
Choose the plan online in minutes. You’re the account holder and you handle billing.
Step 2 — Activate
Your student gets their access and member details, and becomes the policyholder who can request help.
Step 3 — Connect
When something comes up, your student calls and is connected with a real attorney from our nationwide network.
Step 4 — Resolve
The attorney handles the covered matter, and your family moves forward.
One plan. Everything your student needs.
We kept it simple on purpose. One plan, one price, full coverage.
College Defender – $38.60/month
- Real attorney representation on covered matters
- Attorney fees paid on covered matters, not a discount or access-only plan
- Campus conduct and Title IX, academic misconduct, records and authority (FERPA/HIPAA/POA), housing, criminal and alcohol, identity, and emergency access for arrests
- Parent education guide included
- Nationwide attorney network. No copays, no claim forms, no surprise attorney fees. Cancel anytime.
We're rolling this out across the country
We’re expanding state by state. Pick the state where your student attends school to get started, or, if we’re not there yet, be the first to know when we are but signing up below.
What‑ifs, covered
Is student legal protection a scam, or is it worth it?
It’s worth it when it’s real coverage. Some plans stop at a document package, and some add a little Title IX, but you still pay the attorney yourself when something happens. College Defender brings it all together, the documents, the campus and Title IX hearings, the academic-misconduct and AI cases, and the everyday issues, with attorney fees covered on covered matters. That’s the difference between a piece of paper and protection.
Is this a real lawyer or just a discount card?
Real lawyers. A qualified attorney from a nationwide network, with attorney fees paid on covered matters. Not a discount card.
I'm the parent. My student is the one at school. How does that work?
My student is over 18. Can we still help them?You buy the plan on your student’s behalf and handle billing. Your student is the policyholder and the one who contacts the attorney when something comes up. Because your student is a legal adult, you won’t be able to manage the plan or initiate services beyond billing unless your student gives consent.
My student is over 18. Can we still help them?
That’s exactly what the plan is built for. Once a student turns 18, you lose automatic access to their school records (FERPA) and health information (HIPAA), and you have no authority to act for them. The document package helps your family put that access in place, with your student’s consent, so you can step in when they need you.
What about a Title IX complaint or an academic-misconduct accusation?
Both are covered. College Defender puts a real attorney in your student’s corner for Title IX and conduct hearings and for academic-integrity cases, including accusations of using AI. A campus hearing isn’t a courtroom, and a real attorney helps your student navigate it.
Is College Defender available in my state?
It’s rolling out across the country and is already live in several states. Pick the state where your student attends school in the checker above.
What does it cost?
$38.60/month, or $426.14/year if you pay annually. No copays, no claim forms, no surprise fees. Cancel anytime.
What's not covered?
Coverage is broad but not unlimited. All coverage is subject to actual policy conditions and exclusions. See the coverage summary.
Send them off ready for more than class.
You can’t be in the room for the hearing, you can’t keep the school talking to you at 18, and you can’t be there for the late-night call. College Defender makes sure a real attorney is accessible when your family needs one. Get your student covered before move-in.